Your home loan,
handled with care.
I'm Amanda Bussell-Rabe — a local mortgage loan officer helping buyers across Rochester, Winona, Red Wing and the rest of Southeast Minnesota feel at home in the lending process.
24 years of guiding people home.
With 24 years of lending experience, I'm here to guide you through every step of the loan process. Whether you're looking for a primary residence, second home, investment property, bridge loan, land loan, or home equity — I can help.
Partnering with Alerus Mortgage, I bring competitive rates and a full toolbox of loan programs to buyers across Southeast Minnesota — paired with the personal, picks-up-the-phone service the big banks can't match.
Local expertise
Rochester to Red Wing — I know the neighborhoods, appraisers, and timelines.
Clear answers
Straight talk on rates, costs, and what your monthly payment actually looks like.
Guidance that fits
First-time buyer, move-up, or refi — programs matched to you, not the other way around.
The right loan for wherever you are.
A short list of the programs I write most often. Not sure which fits? That's what our first call is for.
Primary Residence
Purchase or refinance the home you live in — conventional, FHA, VA, USDA, and more.
Start applicationSecond Home
Lake place, cabin, or getaway — financing for the second set of keys on your ring.
Start applicationInvestment Property
Rental, multi-unit, or fix-and-hold — loans structured to work for landlords.
Start applicationBridge Loan
Buy the next house before selling the current one. Short-term financing to bridge the gap.
Start applicationLand Loan
Raw land, hobby farm, or your future home site — financing for the acres you love.
Start applicationHome Equity
Tap the value you've built — for renovations, consolidation, or life's next chapter.
Start applicationFour steps from curious to keys.
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01
Apply
A 15-minute call and a quick online app — no commitment, no credit-pull surprises.
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02
Get Pre-Approved
I'll hand you a pre-approval letter your Realtor can actually use to write strong offers.
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03
Shop & Offer
Go find the house. I'm on-call for payment scenarios while you're walking showings.
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04
Close
On-time closings, clean numbers, and a lender who shows up — sometimes with cookies.
From buyers across SE Minnesota.
“Amanda made our first home feel doable. She texted, she explained, she never made us feel dumb for asking questions.”
“We refinanced twice with Amanda. Both times she ran the numbers honestly and told us when not to bother. That's rare.”
“Closed two days ahead of schedule on a competitive offer. Our Realtor said Amanda was the reason the deal didn't die.”
Ready to run some numbers?
Pre-approvals take about 15 minutes. Send a note or reach out directly — whichever feels easier.